Проблемите в петролната индустрия могат да имат spill-over ефект в някои райони на САЩ. От което могат да пострадат регионалните банки.
For the banks, the damage is not likely to be contained to energy books. In the past, energy downturns have hurt regional economies. Marianne Lake, chief financial officer of JPMorgan, said the bank was sensitive to “knock-on effects” in industrials and transportation, but was not seeing any broad portfolio effects for now.
But analysts expect the effects of job cuts to show up before long. On an earnings call last month, Royal Bank of Canada said it had detected some “early signs of stress” in its retail businesses in energy-dependent communities in Alberta, where the unemployment rate has risen by about half over the past year, to 7 per cent.
“It’s a similar phenomenon in the US,” said Brennan Hawken, a banks analyst at UBS. “Do you really want to be a credit card underwriter right now in the Dakotas?”
For the banks, the damage is not likely to be contained to energy books. In the past, energy downturns have hurt regional economies. Marianne Lake, chief financial officer of JPMorgan, said the bank was sensitive to “knock-on effects” in industrials and transportation, but was not seeing any broad portfolio effects for now.
But analysts expect the effects of job cuts to show up before long. On an earnings call last month, Royal Bank of Canada said it had detected some “early signs of stress” in its retail businesses in energy-dependent communities in Alberta, where the unemployment rate has risen by about half over the past year, to 7 per cent.
“It’s a similar phenomenon in the US,” said Brennan Hawken, a banks analyst at UBS. “Do you really want to be a credit card underwriter right now in the Dakotas?”
Taм му е мястото, защото се беше пребалончил, но ти се нахака в макса 
))
Коментар