Благодаря!
Four of the six banks covered by the comprehensive assessment – UniCredit Bulbank AD, DSK Bank EAD, United Bulgarian Bank AD and Central Cooperative Bank AD – do not face any capital shortfalls, as they did not fall below the relevant thresholds used in the AQR and the stress test. First Investment Bank AD, on the other hand, fell below the 8% CET1 ratio threshold for both the AQR and the stress test’s baseline scenario, as well as falling below the 5.5% CET1 ratio threshold used in the stress test’s adverse scenario. Meanwhile, Investbank AD fell below both the 8% CET1 ratio threshold used in the stress test’s baseline scenario and the 5.5% CET1 ratio threshold used in the stress test’s adverse scenario.
A summary of the results for the six participating banks can be found in Table 1 below.
Table 1: Evolution of CET1 ratios and resulting capital needs
Four of the six banks covered by the comprehensive assessment – UniCredit Bulbank AD, DSK Bank EAD, United Bulgarian Bank AD and Central Cooperative Bank AD – do not face any capital shortfalls, as they did not fall below the relevant thresholds used in the AQR and the stress test. First Investment Bank AD, on the other hand, fell below the 8% CET1 ratio threshold for both the AQR and the stress test’s baseline scenario, as well as falling below the 5.5% CET1 ratio threshold used in the stress test’s adverse scenario. Meanwhile, Investbank AD fell below both the 8% CET1 ratio threshold used in the stress test’s baseline scenario and the 5.5% CET1 ratio threshold used in the stress test’s adverse scenario.
A summary of the results for the six participating banks can be found in Table 1 below.
Table 1: Evolution of CET1 ratios and resulting capital needs
| Bank name | Initial CET1 ratio (1) | CET1 ratio post-AQR (1) | CET1 ratio in baseline scenario (2) | CET1 ratio in adverse scenario (2) | CET1 shortfall (3) |
| (%) | (%) | (%) | (%) | (EUR millions) | |
| UniCredit Bulbank AD | 24.7% | 23.1% | 19.2% | 14.3% | 0 |
| DSK Bank EAD | 19.0% | 18.6% | 19.1% | 12.3% | 0 |
| United Bulgarian Bank AD | 21.5% | 21.1% | 20.2% | 11.8% | 0 |
| First Investment Bank AD | 15.7% | 4.5% | 4.1% | -2.0% | 262.9 |
| Central Cooperative Bank AD | 16.4% | 16.2% | 15.7% | 8.0% | 0 |
| Investbank AD | 15.2% | 10.0% | 5.7% | -3.1% | 51.8 |
От друга страна, обаче, ако сме около дъното, по-зле едва ли ще става 
Коментар