Днес отидох наточен да преговарям с Пощ. Банка да ми да ми върнат условията по единия от депозитите на нивото отпреди 3 седмици. Оказа се че въпреки, че имах вътрешна информация отпреди седмица че за по-големи суми ще правят изключения, не се получи, отказаха ми и дажи ми обясниха как започвали да смъкват лихвите на кредитополучателите... Сега чета това по-долу.... Ако наистина се окаже вярно пожелавам на депозантите до края на годината да изкарат много кинти...
Rates fall as banks pass on ECB cuts
By Ralph Atkins in Frankfurt
Published: March 9 2009 10:53 | Last updated: March 9 2009 18:38
Eurozone businesses and consumers are seeing steep drops in interest rates on their borrowings in a clear sign that banks are passing on cuts announced by the European Central Bank.
The significant falls in interest rates on mortgages and lending to business reported on Monday by the ECB support the claim last week by Jean-Claude Trichet, ECB president, that “the transmission mechanism of monetary policy is not significantly hampered”.
EDITOR’S CHOICE
ECB board member warns on zero rates - Mar-06ECB’s accounts reveal risk for members - Mar-05Since last October, the ECB has slashed official borrowing costs by 275 basis points to 1.5 per cent, the lowest since the launch of the euro in 1999. But the ECB has stopped short of embarking on the sort of emergency “credit easing” or “quantitative easing” measures unveiled by the US Federal Reserve or the Bank of England.
Instead, the ECB has pointed to the success it has had in bringing down market interest rates since the collapse of Lehman Brothers investment bank last September by supplying banks with unlimited amounts of liquidity at fixed interest rates. Last week, it announced that unlimited-liquidity provision would continue until at least next year.
Julian Callow, European economist at Barclays Capital, said: “The key agent of transmission in the euro area economy is the banking sector. This is different to the US and UK where the securities markets are also very important for financing the non-financial private sector.” The ECB would take comfort, he argued, from the fact that “official rates set by the governing council do impact with a reasonably linear relationship over time on the rates that banks charge to make new loans.”
According to the ECB’s latest statistics, the interest rate on floating-rate mortgages and those with rates fixed for a year or less fell by 70 basis points in January to an average of 4.39 per cent. Loans to businesses on similar terms fell by 65 basis points to 4.73 per cent.
In mid-January, the ECB cut its main interest rate by 50 basis points, and another 50 basis point cut was announced last week – the effects of which have still to feed through.
Rates fall as banks pass on ECB cuts
By Ralph Atkins in Frankfurt
Published: March 9 2009 10:53 | Last updated: March 9 2009 18:38
Eurozone businesses and consumers are seeing steep drops in interest rates on their borrowings in a clear sign that banks are passing on cuts announced by the European Central Bank.
The significant falls in interest rates on mortgages and lending to business reported on Monday by the ECB support the claim last week by Jean-Claude Trichet, ECB president, that “the transmission mechanism of monetary policy is not significantly hampered”.
EDITOR’S CHOICE
ECB board member warns on zero rates - Mar-06ECB’s accounts reveal risk for members - Mar-05Since last October, the ECB has slashed official borrowing costs by 275 basis points to 1.5 per cent, the lowest since the launch of the euro in 1999. But the ECB has stopped short of embarking on the sort of emergency “credit easing” or “quantitative easing” measures unveiled by the US Federal Reserve or the Bank of England.
Instead, the ECB has pointed to the success it has had in bringing down market interest rates since the collapse of Lehman Brothers investment bank last September by supplying banks with unlimited amounts of liquidity at fixed interest rates. Last week, it announced that unlimited-liquidity provision would continue until at least next year.
Julian Callow, European economist at Barclays Capital, said: “The key agent of transmission in the euro area economy is the banking sector. This is different to the US and UK where the securities markets are also very important for financing the non-financial private sector.” The ECB would take comfort, he argued, from the fact that “official rates set by the governing council do impact with a reasonably linear relationship over time on the rates that banks charge to make new loans.”
According to the ECB’s latest statistics, the interest rate on floating-rate mortgages and those with rates fixed for a year or less fell by 70 basis points in January to an average of 4.39 per cent. Loans to businesses on similar terms fell by 65 basis points to 4.73 per cent.
In mid-January, the ECB cut its main interest rate by 50 basis points, and another 50 basis point cut was announced last week – the effects of which have still to feed through.
...кой знае колко "гурута" са му вещаели RIP последните 50 години ама едва ли го вълнува особенно
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